REQUIREMENTS You must install a free program called Adobe Reader, version XI (11.0) or newer on your computer to use. Download it for free at www.adobe.com. Easy-to-use PDF format works with Mac and PC. This Software is protected by copyright and other intellectual property laws. Kar-Ben Publishing owns the title, copyright, and other intellectual property rights in the Software. The Software is licensed, not sold. You may not share or duplicate the Software.